Deadline Alert: Canada Greener Homes Loan Ends October 1, 2025
If you’ve been considering making your home more energy efficient, now is the time to act. The Canada Greener Homes Loan—a federal program offering 0% interest financing for home upgrades—is officially closing to new applications on October 1, 2025.
What This Means
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Final Deadline: After October 1, 2025, no new applications will be accepted.
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In-Progress Applications: If you’ve already applied, your submission will still be reviewed and processed.
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Why It’s Closing: The program’s funding has been fully allocated due to overwhelming demand.
What About the Canada Greener Homes Grant?
The Greener Homes Grant stopped accepting new applicants in 2024, but if you were already approved, you still have until December 31, 2025, to request your payment.
What You Should Do Now
If you’ve been waiting to apply, don’t delay. This is the last chance to access the interest-free loan program that has helped thousands of Canadians afford energy-efficient upgrades like:
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Solar panel installations
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High-efficiency heat pumps
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Insulation and window upgrades
Submit your application before October 1, 2025, to secure your spot.
What do you need for the greener homes loan application?
1. Meet the Eligibility Criteria
- Homeowner Status: You must own the home.
- Primary Residence: The home must be your principal residence.
- Good Credit: You need a good credit history and must not be in bankruptcy or any insolvency proceedings.
- EnerGuide Evaluation: You need a pre-retrofit EnerGuide evaluation completed on or after April 1, 2020.
2. Gather Your Documents
- Contact Information: Your name, phone number, and email address.
- Proof of Ownership: Your property tax bill number or other municipal property documents.
- Proof of Residence: A government-issued ID (like a driver’s licence) with the matching address on it, along with a utility bill.
- Income & Employment Confirmation: Documents to confirm your ability to repay the loan.
- Retrofit Quote: A quote from a contractor for the planned upgrades. BOOK HERE.
3. Start the Application Process
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Register:You must first register for the Canada Greener Homes Grant before applying for the loan.
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Apply:Submit your loan application, including your retrofit plan and all required documentation, to the financial institution offering the loan.
4. Complete Your Retrofits
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Perform Upgrades:Once your loan is approved, proceed with completing the approved retrofits.
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Keep Records:Save all original receipts, invoices, and relevant documents for your retrofits.
5. Get Your Post-Retrofit Evaluation
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Schedule an Evaluation:After completing the retrofits, schedule a post-retrofit EnerGuide evaluation with an energy advisor.
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Confirm Requirements:This evaluation confirms the energy savings and that the retrofits meet the program guidelines.
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